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Nihon Essay / Essay Gentosha Shinsho / Bank deposits will decrease rapidly. Investment should be limited to index fund. Kyosai is the best for life insurances, NISA and iDECo are sufficient for old age. etc. "Authentic Scandal Book" containing all the "real feelings" of Financial Services Agency officials! rei Tachibana (author) Securities, banking and insurance industries are shaken? A major principle that must be read by all people. The government explains the necessity of "financial education" and strongly recommends "investment," but there is nothing more dangerous than investment with mixed and half-knowledge. On the other hand, there is not much knowledge about finance that is really necessary. This book first provides the minimum necessary financial knowledge (banks, insurance and mutual aid, settlement systems, consumer finance, investment trusts, NISA, iDECo, stock investment, bond investment, real estate investment, active investment trusts, day trade, FX, cryptoassets = virtual currency. etc.) and teaches you how to protect yourself from the traps of financial industry people and fraudsters who try to guide you to investment that you don't need to do.